MANAGING YOUR DEBT

By Canada's Leading Debt Specialists Jennifer and John Croft

Managing Your Debt explores a variety of debt relief options and determine which is right for you. It provides thorough, engaging, and thoughtful advice for people struggling with debt. Let this book be the tool you need to take control of your financial situation.

      ABOUT THE AUTHORS

      Drawing on more than 20 years of combined work experience in real estate, finance, insurance, and investments, John and Jennifer Croft have a layered understanding of finances and the consequences of poor financial management. Armed with that experience, along with a passion for helping people, they opened their first debt relief office in Calgary in 2010. Since then they’ve expanded their services to various locations in Saskatchewan, Manitoba and Ontario.

      The Crofts and their team focus on exclusively advocating for and representing only what’s in the best interest and the rights of their clients. They consider it a great privilege to serve their local communities by helping their clients pivot from despair to hope. Recognized as experts in their field, John and Jennifer they have been interviewed by both local and national news networks and radios related to debt and practical financial literacy.

      AS FEATURED IN

      DEBT OPTIONS CALCULATOR

      Our debt calculator provides an approximate sample of monthly repayment comparison under different debt relief options such as consumer proposal, debt consolidation, credit counselling, and if you continue making payments on your own. Results will vary and exact payment will be based on income, liabilities, and assets, etc.
      Unsecured debts such as credit card, lines of credit, payday loans, tax debts, etc. Do not include mortgage or secured car loans.
      Debt Relief Options Pymt X 60mos Total Cost Savings

      Consumer Proposal

      Reduced principal debt at 0% interest

      $000.0
      Pymt X 60mos
      $000.0
      Total Cost
      $000.0
      Savings

      Credit Counselling

      No Principal Reduction + interest

      $000.0
      Pymt X 60mos
      $000.0
      Total Cost
      $000.0
      Savings

      Debt Consolidation

      No Principal Reduction + interest

      $000.0
      Pymt X 60mos
      $000.0
      Total Cost
      $000.0
      Savings
      For a more comprehensive and detailed amount, please click here for your complimentary consultation

      GET DEBT HELP

      Learn how you can consolidate & reduce your debt at ZERO% interest!

      Reduce debt by up to 80%

      Stop collection calls & wage garnishment

      Options to avoid bankruptcy

      Consolidate debt into one monthly payment

      Freeze interest & save thousands of dollars

      Financial literacy & credit rebuilding

      FROM DEBT TO LIFE is the legal business name operating as 4Pillars Calgary, 4Pillars Saskatoon, 4Pillars Regina, 4Pillars Winnipeg, 4Pillars Hamilton, 4Pillars Niagara. 4Pillars is the largest most trusted debt restructuring company exclusively representing and helping Canadian debtors since 2002.

      CLIENT SUCCESS STORIES